Authorised Apple reseller · GAP Partner

iPhone EMI in Nepal: 0% Interest, 20% Down Payment

Buy any iPhone at Quality Computer on EMI. Pay 20% at the store and the rest over 12 months at 0% interest with a Nabil Bank or Machhapuchchhre Bank credit card.

See EMI for every iPhone Shop iPhones Call 9863609150

Prices and EMI updated 27 October 2026. Each product page always shows the current price.

Our EMI explainer, posted 6 October 2026.

0%

interest on iPhones with Nabil Bank or Machhapuchchhre Bank

20%

down payment, paid at the store

6 to 12

months to repay; you choose

2 banks

Nabil Bank or Machhapuchchhre Bank credit card

iPhone EMI plans: down payment and monthly instalment

The down payment is 20% of the price. The other 80% is split into 12 equal monthly payments at 0% interest with a Nabil Bank or Machhapuchchhre Bank credit card. Amounts are rounded to the nearest rupee, and the bank's processing fee is extra.

iPhonePriceDown payment (20%)EMI per month (12 months)
iPhone 18 series
iPhone 18 Pro Max (256GB)Rs 279,900Rs 55,980Rs 18,660
iPhone 18 Pro (256GB)Rs 259,900Rs 51,980Rs 17,327
iPhone Duo (256GB) Pre-bookRs 430,900Rs 86,180Rs 28,727
iPhone 17 series
iPhone 17 Pro Max (256GB)Rs 242,499Rs 48,500Rs 16,167
iPhone 17 Pro (256GB)Rs 221,299Rs 44,260Rs 14,753
iPhone Air (256GB)Rs 190,699Rs 38,140Rs 12,713
iPhone 17 (256GB)Rs 173,499Rs 34,700Rs 11,567
Earlier models
iPhone 16 Pro Max (256GB)Rs 207,000Rs 41,400Rs 13,800
iPhone 16 Pro (128GB)Rs 168,700Rs 33,740Rs 11,247
iPhone 16 (128GB)Rs 146,599Rs 29,320Rs 9,773
iPhone 15 (128GB)Rs 127,499Rs 25,500Rs 8,500
iPhone 14 (128GB)Rs 93,499Rs 18,700Rs 6,233
iPhone 13 (128GB)Rs 80,399Rs 16,080Rs 5,360

Prices are our current website prices for the storage shown, including the discounts on older models. Other storage sizes and colours are on each product page and follow the same 20% and 12-month rule.

Free with your iPhone: SHIELD PRO and a 20W original adapter with the iPhone 17, 17 Pro, 17 Pro Max and iPhone Air; a 20W original adapter with the iPhone 16, 15, 14 and 13.

iPhone EMI calculator

Pick an iPhone or type any iPhone price to see your 20% down payment and monthly EMI over 12 months at 0% interest.

Down payment

-

Per month (12)

-

Total paid

-

Excludes the bank's processing fee.

iPhone 18 Pro, Pro Max and Duo on EMI

The iPhone 18 Pro (256GB, Rs 259,900) is Rs 17,327 a month after a Rs 51,980 down payment. The iPhone 18 Pro Max (256GB, Rs 279,900) is Rs 18,660 a month after Rs 55,980. You can pre-book the iPhone Duo (Rs 430,900) on EMI too: Rs 28,727 a month after Rs 86,180.

Every storage size, specs and launch details: iPhone 18 price in Nepal.

How to buy an iPhone on EMI

  1. Check eligibility against the list on this page.
  2. Choose your iPhone in store or on our website.
  3. Apply for EMI: fill out the application form and provide the required documents.
  4. Get approval: our team verifies your application and approves your EMI plan.
  5. Collect your iPhone from our store in Birtamode, Jhapa.

Who can get EMI

  • A Nepali citizen or resident
  • At least 18 years old
  • With a regular source of income
  • With a good credit history
  • Holding a credit card from Nabil Bank or Machhapuchchhre Bank

EMI on laptops and other products

Laptops and other products are on EMI too: 20% down payment and 10% interest, with the same Nabil Bank or Machhapuchchhre Bank credit cards. Ask us for the monthly amount on any product.

iPhone EMI questions

What is the down payment for an iPhone on EMI in Nepal?

20% of the price, paid at our store. For example, the iPhone 17 Pro Max (256GB, Rs 242,499) is Rs 48,500 down and Rs 16,167 a month for 12 months.

Is iPhone EMI really 0% interest?

Yes. With a Nabil Bank or Machhapuchchhre Bank credit card you spread the rest of an iPhone's price over 12 months without interest. The bank's processing fee is extra.

Which banks can I use for iPhone EMI?

Credit cards from Nabil Bank and Machhapuchchhre Bank. iPhones are 0% interest with both.

Can I buy an iPhone on EMI without a credit card?

EMI at Quality Computer needs a Nabil Bank or Machhapuchchhre Bank credit card. If you don't have one, ask our staff about other ways to pay.

How many months can I pay over?

You can choose a repayment period of 6 to 12 months.

What is the EMI per month for the iPhone 18 Pro Max?

Rs 18,660 a month for 12 months after a Rs 55,980 down payment, for the 256GB model at Rs 279,900.

What is the EMI per month for the iPhone 18 Pro?

Rs 17,327 a month for 12 months after a Rs 51,980 down payment, for the 256GB model at Rs 259,900.

Are there any hidden charges?

No hidden charges from us. You pay the down payment and the monthly amount shown; the bank's processing fee is extra, and we give you every detail before you finalise the purchase.

Can I buy a laptop or other products on EMI?

Yes. Laptops and other products are 20% down payment and 10% interest, with the same Nabil Bank or Machhapuchchhre Bank credit cards.

Can I pay off my EMI early?

Yes. You can prepay at any time without additional charges.

What happens if I miss an EMI payment?

Late payment charges apply. Contact your bank for the details.

Can I pre-order a new iPhone on EMI?

Yes. You can pre-book an iPhone, such as the iPhone Duo, on EMI. Contact us to arrange it.

How do I apply for iPhone EMI?

Visit Quality Computer in Birtamode, Jhapa, and our staff will help you with the application, or call 9863609150 or 023-530150 first.

Is Quality Computer an authorised Apple reseller?

Yes. Quality Computer is an authorised Apple reseller (GAP Partner).

Start your iPhone EMI today

Visit Quality Computer in Birtamode, Jhapa, or call 9863609150 / 023-530150. Email info@qualitycomputer.com.np.